Welcome To Pet Insurance
In New Zealand there are no government subsidies for vet visits, consultations, animal medication or pet surgery so therefore the entire cost is the responsibility of the owner. Pet insurance pays the veterinary costs if one's pet becomes ill or is injured in an accident. Some pet insurance policies will also pay out for other occurences such as when the pet dies, or when it's lost.
The purpose of pet insurance is to mitigate the risk of incurring significant expense to treat ill or injured pets. As veterinary medicine is increasingly employing expensive medical techniques and drugs, and owners have higher expectations for their pets health care and standard of living than previously, the market for pet insurance has increased. Many people do not want to be faced with the prospect of being forced to put their pets down, simply because they cannot afford the treatment they need.
Most pet insurance plans only provide cover for cats and dogs, however expect to see more plans for other types of pet in the future, such as rabbits and guinea pigs.
Todays pet insurance plans are hard to understand, differ drastically from each other, and there are a lot of pitfalls that need to be avoided. This website explains how pet insurance policies work, the different types of pet insurance policy available and how to go about choosing the right plan for you and your pet.